Impaired Risk
Understanding Impaired Risks HIPPA Release Form Quick Quote Questionnaire
Impaired Risk Specific Questionnaires:
Alcohol Angioplasty Anxiety Arrhythmia
Breast Cancer Crohn's Disease Depression Diabetes
Drug Dependency Epilepsy  Emphysema Heart Attack
Hepatitis  Murmur Overweight Prostate Cancer
Skin Cancer   Ulcerated Colitis Valve Disorder  

The more accurate and detailed the information provided, the better case we can make for obtaining the best offer possible for your client.  Forward the completed quick quote form and any applicable specific risk forms along with a signed HIPPA release form for submission through XRAE.  This will allow us to seek offers from multiple companies without a formal application. 

We also have several carriers that have special programs in place that will allow your mildly rated cases to be approved at Standard or better, depending on the carrier and case details.

When you need quick information on how Underwriting considers specific conditions, look no further than Prudential's Rx for Success series. Each piece in the series focuses on one condition or illness to help you understand the various stages of that condition and how a client’s rating could be affected.

Click on the Prudential RX for Success !

Company Specific Underwriting Guides:
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AXA Equitable Logo
Legal & General America Logo
Fidelity Investments Logo
Genworth Financial Logo
John Hancock Logo
Lincoln Financial Group Logo
MetLife Logo
Minnesota Life Insurance Company
Mutual of Omaha Life Insurance Company
Nationwide Logo
North American Life and Health Logo
The Principal Financial Group
Protective Life Logo
Prudential Life Logo
SBLI Insurance Logo
Transamerica Logo
Voya Financial Logo

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