Texas employers who elect not to purchase worker's compensation insurance are referred to as non-subscribers. On the other hand, Texas employers who do elect to purchase worker's compensation insurance are referred to as subscribers. Simply put, Texas businesses have more than one option when it comes to providing benefits for on the job work injuries.

There are many reasons why a Texas employer decides to exercise their option to opt out of worker's compensation. One of the primary reasons is that the premiums are too high. Another reason is they may be fed up with fraud and the way medical claims are being handled.

We can assist a responsible non-subscriber implement a comprehensive program that provides occupational injury benefits to their employees.

For more information on Occupational Accident Plans for Non-Subscribers, please contact us and we will be pleased to assist you.

To receive a quote, please complete our Fax-A-Quote Request form.