Even though a workers'
compensation program is not
required in Texas, those
businesses understanding the
need to provide occupational
injury benefits to their
employees have two options.
One choice is through
participation in the state
mandated workers' compensation
system.
A second choice allows
businesses to administer their
own benefits by
"non-subscribing" or
"opting-out" of the state
system.
There are many reasons why a Texas employer would decide to exercise their option to opt out of worker's compensation. One of the primary reasons is that the premiums are too high. Another reason is they may
wish to have more control over medical claims and avoid possible
fraud.
We can assist a responsible non-subscriber in implementing a comprehensive program that provides occupational injury benefits to their employees.
For more information on Occupational Accident Plans for Non-Subscribers, please contact us and we will be pleased to assist you.
To receive a quote, please complete our
Fax-A-Quote Request form.